Business Protection
Helping You Plan for the Unexpected
Business protection is all about insuring for the unexpected and a very good way of protecting your business if something does go wrong. It can give you peace of mind and is an essential safety net for all types of business.
There are different types of business protection available, from Keyman Insurance to Shareholder and Loan Protection. They are all designed to give your business financial assistance during potentially difficult circumstances, such as losing a key employee or shareholder.
We can talk you through the benefits of each policy to make sure your business is fully protected.
How we secure your business:
Keyperson Insurance
A policy that pays out if a key employee, such as a director or top salesperson, dies or becomes critically ill, helping cover financial losses and ensuring business continuity.
Shareholder/Partnership Protection
Ensures that if a shareholder or business partner dies or becomes critically ill, the remaining owners can buy their share using insurance proceeds, preventing unwanted third-party involvement.
Relevant Life Insurance
A tax-efficient life insurance policy set up by the business for an employee (often a director), providing a lump sum to their beneficiaries if they die while employed.
Business Loan Protection
Ensures that outstanding business loans, overdrafts, or commercial mortgages can be repaid if a key individual dies or is unable to work due to a critical illness.
Want to get in touch?
Do you want to know more about what we can do for you and your business? You are always welcome to get in touch!